(SoCal Spinal Decompression & Chiropractic – Dr. Marvin C. Lee, D.C.)
At SoCal Spinal Decompression & Chiropractic, we understand that health insurance is important—but it doesn’t always cover the most effective or advanced treatments. Here’s what you should know when deciding how to handle your care:
If You Use Only Health Insurance
Pros:
- Lower out-of-pocket costs for covered services like exams or basic adjustments
- Predictable co-pays and deductibles
- Coverage for medically “necessary” procedures
Cons:
- Limited or no coverage for advanced treatments such as spinal decompression, Class IV laser therapy, or shockwave therapy
- Fewer visits and restrictions on treatment frequency
- Slower approvals and paperwork delays
- Care is based on insurance rules, not necessarily what your body needs
- Focused on short-term symptom relief, not long-term correction
If You Choose to Pay Out-of-Pocket
Pros:
- Full access to the best available care and latest technology
- Customized treatment plans for faster recovery
- No waiting for insurance authorizations or denials
- Greater flexibility in scheduling and frequency
- Focused on long-term spinal health and true healing
Cons:
- Higher immediate cost
- Not applied to your insurance deductible
Bottom Line:
Insurance helps cover the basics, but investing in your health gives you access to treatments that truly address the cause—not just the symptoms.